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Mill Creek Custom Homes

Chappell Hill: 979-830-5011
Katy: 713-400-9450
Navasota: 979-451-1670
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Custom Design-Build Process

 
Whether we’re building your new home on your land or on your lot within an established subdivision – a great home starts with a great plan. Whether you start with a plan from our portfolio of existing plans, a drawing on a piece of graph paper or paper napkin, or a set of plans you have already designed with an architect, Mill Creek Custom Homes will help you create, design and build the home of your dreams. We will show you examples of our past and current projects and offer you suggestions to assist you with key elements of your project, including design, budget, timing, and finance options. Because budget is always a consideration when designing a custom home, Mill Creek Custom Homes utilizes knowledge from our unique design-build process to inform you of construction costs throughout the design process, thus giving the customer the flexibility to review and modify the plans during each step of the design process, therefore creating the perfect custom home.

 

Site Evaluation

 
Mill Creek Custom Homes offers complimentary site evaluations in an effort to assist you in choosing the perfect location for your new home, meeting with you on land you already own or land you are considering to purchase.

A thorough site evaluation is important to make sure that you also consider the placement of items such as your water well and septic system, as well as future improvements such as ponds, barns, fencing, etc. This site evaluation meeting will also prove helpful in assisting our customers in planning the most efficient site choice as it relates to building pad and lot preparation costs.

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Design

 One of the hardest parts of building a new home is searching for The Right Plan. Homebuyers get lost in the process of searching for and selecting an architect, and then can be shocked at the costs associated with the process of designing a new home. Not at Mill Creek Custom Homes! Our team is here to provide all of the support and services you need and best of all – IT IS FREE! Why pay someone to design a dream home for you only to find that it does not fit your budget. Finding the right home means finding one that fits both your lifestyle and your budget and this is all a part of our complimentary service to you.

Mill Creek Custom Homes offers every customer the opportunity to modify one of our existing plans or design a new plan – just for you. The design process starts with a preliminary design meeting that helps our design team understand what is most important to you and your lifestyle. Every detail of the home will be scrutinized. We know that every aspect is important and once we have the criteria for designing your new home we will develop a preliminary design based on your inspiration. The design team will not rest until we have designed the perfect home for you. Once the design process is completed we will provide you a complete set of construction specifications and bid to build your new home on your property. From there, you will be making selections in no time!

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Construction

 
constructionAs with all of the previous processes focusing on the design and planning of your new home, you will also be involved in the construction process. We have developed a construction process where you are encouraged to be part of the building of your new home rather than just a bystander. There are several phases of construction where we will request you meet with us, such as the pre-construction meeting where we invite you to sit down and review the plans and specifications to discuss every question or concern you have regarding the plans in an effort to create a smooth and easy construction process for your new home. Once construction commences, additional meetings will be scheduled with your Project Manager to walk your home with you to gain your input, address any concerns or changes, or discuss decisions which are necessary, all in an effort to avoid costly modifications later.

We know you will have additional questions along the way. You may want to make changes or you may just want to meet to walk the house prior to the next phase of construction. You should have the comfort of knowing that every home built by Mill Creek Custom Homes receives the care and attention of the entire management team, we will always be there to answer any and all questions along the way.

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Contract

 
Now that you have found the Right Home, it is time to make it yours. Our simple contract process will have you enjoying your new home soon. If you have chosen one of our stock plans our professional sales staff will assist you in the contract process. Mill Creek Custom Homes utilizes a standard New Home Construction Contract endorsed by the Texas Real Estate Commission. Three thousand dollars is all it takes to start the process. Once you have completed your purchase contract you will be making selections for your new home in no time.

However, if one of our plans does not meet your needs, we can either modify one for you or design one specifically for you. Once again our professional sales staff will assist you in the contract process when all the bids return from our estimating department. Five thousand dollars earnest money starts the process of finding the right home for you.

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Financing

 
Financing can be one of the most aggravating parts of building your own home. At Mill Creek Custom Homes we have made it easy for you. With multiple lenders to choose from you can get pre-approved right away. The first step is to complete an application, which can easily be completed online at one of the lenders below.

From there, your finance team completes the approval process and then assists you with finding the right construction and permanent loan for you.

Just like custom homes, every financial situation is custom as well. Each of our preferred lenders offer loan programs to meet your needs including One-Time Close loans which are now available.

Mill Creek Custom Homes is also a VA registered builder. Ask us about 100% VA Construction Loans.

Mill Creek Custom Homes and all of our preferred lenders are here to assist you in every aspect of your loan. All of our preferred lenders are rate competitive and service oriented. Call or visit one of our lenders today for a free quote.

Austin County State Bank
Bank of Brenham
Brenham National Bank
Chappell Hill Bank
 
Citizens State Bank
Prosperity Bank
Round Top State Bank
CrossCountry Mortgage
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Selection

 
Now it is time to choose your selections. At Mill Creek Custom Homes we want this to be an exciting time for you and we want to make this process as easy as possible. We have on-site selections for everything you need to choose for your new home available at our Design Centers in Chappell Hill and Katy. And, if we don’t have it at the Design Center, we will assist you in finding that special item for your new custom home.

You are also able to go directly to our vendor’s showrooms to select the items that will be going in your home. And rest assured, if we don’t have it at the model home, we will assist you in finding that special item for your custom home.

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Warranty

 
When you purchase a Mill Creek Custom Home, you become part of our family. Our mission is to employ the finest construction practices to do what is right for you and the project the first time. But you also need the security of knowing that if something does go wrong you are covered, and with Mill Creek Custom Homes, you will be.

In addition to Mill Creek Custom Homes’ full one year warranty, our company offers a regimented 10 year structural warranty provided by Homes of Texas RWC.
Download Warranty Book
Learn more about Home of Texas Warranty
Email us at [email protected]

Online Warranty Request Form

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Custom Design Build Process

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HEAR FROM OUR HOME OWNERS


"Bryan, David, and the Mill Creek team were great to work with from start to finish. The building process went smoothly and finished ahead of schedule. We are very happy with our decision to use Mill Creek!"

Mr. and Mrs. Kuschel


"We had a wonderful experience working with Mill Creek and highly recommend them to anyone looking to build a custom home who desires a streamline, smooth and enjoyable experience! We will be referring everyone we know looking to build! Thank you to the entire team, we love our new home!"

Mr. and Mrs. Planto


"We underwent a comprehensive selection process when deciding to embark on our large scale multi-dwelling residential project. After careful consideration, and based on their presentation, professionalism, knowledge, and collaboration, we selected Mill Creek Custom Homes as our custom home builder.
The project is still ongoing, and we have enjoyed working with MCCH throughout the process. A project of this scale is bound to have some issues come up. However, we have felt confident in working though all of the challenges due to the level of support we have received from their team.
One individual who stands out is Madison Abel. While her official title is "Sales Professional", her role in this project has been pivotal beyond her primary role. She has helped us throughout the entire process, from design to selection to project management. We are lucky to have her involved in this project."

Marco Nicolayevsky


"We were referred to Lance Abel and Mill Creek Custom Homes by a builder who did not build in Brazos County. From our first meeting with Lance and his team, we knew we were in the right place. They listened to our wants, needs, dreams and desires and did their best to make them a reality. We lived close to our build site which afforded us the opportunity to be on property throughout the build. As such, it was suggested that we would see the good, the bad and the ugly of construction from ground break to move-in, Mill Creek and their subcontractors were on spot to correct/stand behind and move forward with any derailment. We have found the entire company to be honest, fair and accommodating. We've had several independent crafts/inspectors out for various reasons and they have all commented on the quality home that was built for us. We would not hesitate to recommend Mill Creek to anyone building a new home. Their entire team from management and field team leaders are extremely knowledgeable and their primary and secondary contractors were professional and skilled in their trades. We want to extend our greatest appreciation to not only Lance, but to his Mill Creek family/team that over the past year feel more like friends: David, Bryan, Meagan, and Kyle-Thank you for our beautiful home!"

Ronnie and Judy Jackson


"The Mill Creek family is respectful, professional, communicative, supportive, and patient. As a first-time home builder, their suggestions, opinions, and recommendations were nothing short of perfect … they took the time to learn about our likes/dislikes, style and overall needs. They were always ready and willing to patiently answer our overwhelming amount of questions and would provide detailed explanations. We truly don’t know if we would’ve survived building our dream home if it weren’t for the Mill Creek family!"

The Cosgroves


"Madison was extremely helpful throughout the planning and selection process for our custom home. She helped walk us through all of the general categories for items to build initial price points and give us the ability of locking down all of the major components for our home. Madison, in my opinion, went well beyond our expectations to obtaining answers to our multiple questions and concerns. Madison was refreshing to work with and quite knowledgeable with the many facets of selections. If Madison did not readily have an answer, she would research and always got back to us. Madison is the best!"

Mr. and Mrs. Pugh


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SALES & DESIGN CENTERS

KATY
28365 West Ten Blvd
Katy, TX 77494

713-400-9450

CHAPPELL HILL
7220 Highway 290 East, Ste. B
Chappell Hill, TX 77426

979-830-5011
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SALES CENTER

NAVASOTA
11167 County Rd. 415
Navasota, TX 77868

979-451-1670

Copyright © 2025 Mill Creek Custom Homes. All Rights Reserved. Prices subject to change without notice. Square footage is approximate and not guaranteed nor warranted. Window placement, roof line and porches may vary by elevation. Variances in square footage may occur in different elevations or when different exterior materials are used. Plans, specifications and special features are subject to change without notice. These plans and specifications are copyrighted and may not be used without the expressed written consent of Mill Creek Homes. See sales counselor for details.
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